MYDATA Infomatica

Money talks, but it’s your credit story that drives the future.

Welcome to MYDATA Infomatica, Malaysia’s freshest Credit Reporting Agency (CRA). We’re part of Puncak Semangat, one of Malaysia’s top-tier conglomerates, and proud to be the new-gen spin-off of the iconic MYDATA Logo brand. Our vibe? Making credit reporting cool, simple, and accessible for everyone.

What We Do

We’ve got your back with positive and alternative data insights that hit different. Whether you’re an SME, corporate boss, or just chasing that financial glow-up, we offer sophisticated tools that streamline decision-making processes and enhance outcomes. From credit providers to the non-banking sector, we offer valuable insights into achieving growth through data-driven approaches.

Why We're Here

We’re all about smashing credit barriers and making the ecosystem 100% inclusive. Our team collabs with industry leaders to serve sustainable, game-changing solutions. Plus, we use RegTech to keep it fresh and compliant.

Credit Reporting Agency (CRA)

Under the Credit Reporting Agencies (CRA) Act, all Credit Reporting Agencies must ensure full compliance with the Act by 15 October 2014.

Credit Reporting Agencies (CRAs) are organizations registered to conduct credit reporting activities under the Credit Reporting Agencies Act 2010. These agencies gather credit-related information to assess an individual's creditworthiness.

The roles of Credit Reporting Agencies:

  • Creating transparency in order to facilitate access to quick and easy credit.
  • Helping to create stronger businesses and reduce risk by allowing them to make more informed credit decisions, which in turn strengthens the economic and financial system of the country.

The CRA Act outlines the requirements for registering and regulating CRAs, with a Registrar appointed to oversee the implementation of the Act. It also grants individuals the right to access, correct, or dispute any information about them held by CRAs. To view the full Summary of Rights, click here.

Roles of the Registrar of the CRA Act 2010:

  • Promoting the sound and orderly development of the credit reporting industry.
  • Creating a conducive environment for the CRAs to carry out their activities.

For more details about the CRA Act, visit the Registrar of Credit Reporting Agencies' website at https://ppapk.treasury.gov.my.